Michael Garff

NMLS # 1951338

801-573-0063

Michael.garff@gmail.com

Blog

The Inside Scoop on the Top 5 Mortgage Loan Types

The Inside Scoop on the Top 5 Mortgage Loan Types

Navigating mortgage options can seem overwhelming, but understanding the key types of loans available can simplify the process and help you make an informed decision. Here’s a clear breakdown of the top five mortgage loans to help you choose the one

Dec 10, 2024 | Purchasing a Home

USDA Loans: Affordable Path to Homeownership

USDA Loans: Affordable Path to Homeownership

Unlocking the Door to Homeownership with USDA Loans USDA loans are the key to homeownership for many, offering no down payment and affordable terms for properties in rural and suburban areas. Let’s break down this lesser-known mortgage option and se

Dec 05, 2024 | Purchasing a Home

How Long is a Mortgage Pre-approval Good For?

How Long is a Mortgage Pre-approval Good For?

As you stand on the threshold of homeownership, pre-approval letter in hand, you may wonder: How long will this golden opportunity last? Understanding the time-sensitive nature of your mortgage pre-approval can help you stay competitive in today’s f

Dec 03, 2024 | Purchasing a Home

Wishing you a Happy Thanksgiving!

Wishing you a Happy Thanksgiving!

This Thanksgiving, we want to take a moment to express our gratitude to you—our valued clients and partners. This season of thanks reminds us of the importance of community, trust, and the connections we build along the way. In our role as your trus

Nov 27, 2024 |

Key Questions to Ask Your Mortgage Lender

Key Questions to Ask Your Mortgage Lender

The mortgage process is your roadmap to achieving the dream of homeownership. It’s an exciting journey filled with opportunities, critical decisions, and challenges along the way. To navigate this path successfully, open communication with your mort

Nov 26, 2024 | Purchasing a Home

Investing in Vacation Rentals: Luxury vs. Economy Properties

Investing in Vacation Rentals: Luxury vs. Economy Properties

With the growing demand for travel and vacationing, investing in a vacation rental property is an excellent way to diversify your financial portfolio. However, one critical decision awaits as you get started: should you invest in a high-end luxury propert

Nov 21, 2024 | Purchasing a Home