Michael Garff

NMLS# 1951338

801-573-0063

Michael.garff@gmail.com

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Exploring Interest-Only Mortgages: Benefits and Drawbacks

Exploring Interest-Only Mortgages: Benefits and Drawbacks

Interest-only mortgages piqued the curiosity of many homeowners in search of alternative methods to fund their dream abodes. In this article, we will uncover the pros and cons of interest-only mortgages, shedding light on whether they align with your home

Dec 07, 2023 | Purchasing a Home

Is Refinancing my Mortgage to Eliminate High-Interest Debt a Smart Move?

Is Refinancing my Mortgage to Eliminate High-Interest Debt a Smart Move?

Are you tired of juggling a pile of bills, from high-interest credit card debts to personal loans and auto payments? If so, there might be a financial strategy that could simplify your life: refinancing your mortgage to consolidate all those debts. In thi

Dec 05, 2023 | Refinancing a Home

Financing Your Dream Vacation Home: A No-Nonsense Guide

Financing Your Dream Vacation Home: A No-Nonsense Guide

If you’re looking to buy a vacation home to get away from it all, this is your straight-shooting guide to making it happen. While it may be a big step to take, it is entirely doable. You just need a game plan, a bit of hustle, and the right mindset.

Nov 30, 2023 | Purchasing a Home

Minimizing the Effect of Job Loss on Your Mortgage

Minimizing the Effect of Job Loss on Your Mortgage

In the dynamic landscape of personal finance, job loss can send shockwaves through your financial stability, particularly when it comes to managing your mortgage. Yet, with appropriate preparation and a little knowledge you can navigate these turbulent wa

Nov 28, 2023 |

The Top 5 Reasons Fixed-Rate Mortgages Are Your Wealth-Building BFFs

The Top 5 Reasons Fixed-Rate Mortgages Are Your Wealth-Building BFFs

When it comes to home loans, fixed-rate mortgages are the bread-and-butter of the market and for good reason. If you're all about making savvy financial moves, you’ll want to learn these golden knowledge nuggets that will show you why fixed-rate mor

Nov 21, 2023 | Purchasing a Home

Does My Age Affect My Mortgage Eligibility?

Does My Age Affect My Mortgage Eligibility?

Ever stopped to ponder how age can shape your journey into the world of mortgages? Well, today, we're diving headfirst into this intriguing aspect of homeownership. Buckle up because we're about to explore how your age can sway the tides of mortgage eligi

Nov 14, 2023 | Purchasing a Home